Extensions are enhancements to your cover suited to your individual or business needs.
It extends your policy to include additional cover or benefits.
Single or multiple extensions can be added to your cover to suit your personal or business needs.
Get a payout of what your vehicle is "actually" worth in the current marketplace.
With the retail value enhancer, your vehicle is covered for up to 30% above its retail value.
Most insurers will only cover you up to the retail value (book value) of your vehicle. Whereas the Hybrid Retail Value Enhancer will cover up to 30% more which is based on the vehicle's actual replacement cost.
To further enhance the offering, you may even choose to have your vehicle replaced with a brand-new vehicle of your choice up to the replacement cost as is determined under this benefit if your vehicle is stolen or written off.
The Hybrid Assist App keeps your family in direct contact with us, 24/7/365.
The powerful platform ensures seamless connection between you in emergency situations and highly trained Case Managers, via a Live Chat feature and the 24 hour Total Care function. Our Case Managers will have access to verified personal, asset and location data, to provide a hassle free experience from start to finish.
Credit shortfall cover will protect you in the event that you owe the bank more than what your vehicle is worth. It covers the difference between the vehicle value and what you owe the bank
This is an optional extension insurance built for 4x4 owners.
If you love travelling to unspoilt beaches, the remote bush, or majestic mountain passes, we've got you covered.
Our 4x4 Overland cover extension is specifically built by 4x4 owners for 4x4 owners. Keeping in mind the terrain these vehicles were designed to explore.
The extended coverage includes:
Hybrid Risk Management and Planet Fitness have teamed up to bring all our valued members an exclusive industry-first offering.
Pay zero joining fees for your Planet Fitness membership
+ take a buddy to train with you for free.
* Exclusive benefits for Hybrid policyholdersLearn More
If you have any questions about cover extensions, contact us and we'll help you tailor your insurance.