Our flagship insurance product

Personal Short-Term Insurance

Comprehensive cover for your home, household contents, cars, motorcycles, portable possessions and much more.

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Contents

Cars

Motorcycles

Possessions

Personal Liability

Caravans

Trailers

Watercraft

The product is fully customisable to suit your individual requirements. You can add any of our comprehensive cover sections as you require (for e.g. Motor, Home contents, All risks for portable possessions, Buildings cover for property owners etc.)

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Personal Insurance Extensions

Extensions are enhancement of cover suited to your lifestyle, and more suited to you as an individual. This also provides cover, whereas under normal circumstances, you may not have been covered.

PRODUCT EXTENSION

Retail Value Enhancer

Vehicle cover for up to 30% above the TransUnion retail value.

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PRODUCT EXTENSION

4x4 specialised insurance

Comprehensive cover specifically intended for 4x4 vehicles.

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PRODUCT EXTENSION

Specialised motorcycle insurance

Get peace of mind cover while you enjoy your machine on the open road.

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PRODUCT EXTENSION

Credit Shortfall

Credit shortfall cover will protect you in the event that you owe the bank more than what your vehicle is worth.

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PRODUCT EXTENSION

Planet Fitness

Pay zero joining fees + bring a buddy to train with you for free.

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PRODUCT EXTENSION

Hybrid Assist

Assistance when you need it the most. Including roadside, home, medical, accident, hijacking and more.

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John McBride

"I have had absolutely brilliant service from Hybrid Risk over the last two years. I wouldn't even consider another insurance company."

Janco Pretorius

"They go out of their way to help their clients. I would definitely recommend them to anyone and they are very definitely affordable. Thumbs up to Hybrid and their great team."

Ronald Domingo

"Best service ever from Trudie. Your go to person. Dealt with my claim efficiently and effectively. Wow!"

personal short-term insurance

Together let's tailor your insurance to suit your lifestyle needs.

GET TAILORED PERSONAL INSURANCE

Together with our trusted and certified insurance broker network, we'll work together with you to help customized an insurance product that suits your lifestyle.